Posts by Paul Gough
Changes with Help To Buy: Can Shared Ownership Mortgages help you get onto the property ladder?
It’s no surprise that first-time buyers are struggling to get on the first rung of the housing ladder. Even with help from lenders and the government, the rising cost of living, and the increasing pressure from other factors like Brexit uncertainty are deepening the problems for home buyers. We deal with the whole of market…
Read MoreNew Mortgage? How Much Can I Borrow?
A mortgage is a big decision and probably the largest amount of money you’ll borrow in your lifetime. It’s seen as a good investment, and even in these stormy times with Brexit and a weakened pound, investing in property is still seen as a sensible thing to do. Aside from owning your own home, investing…
Read MoreYou Could Save Almost £6,000 on Your Mortgage (But 54% of Homeowners Won’t)
As with any mortgage, getting the right product for your circumstances and your borrowing can make a big difference. Unlike decades ago, where a mortgage was for life (or you got a mortgage and never changed it) we’re now seeing mortgages moved and changed as the lives and circumstances of the borrower change. Getting the…
Read MoreWhen is the Best Time to Re-mortgage? Here Are Some Points to Consider First…
Using the right information for you and your circumstances is key to paying the right amount and getting the right mortgage for you. Even with the most diligent of mortgage research when you’re choosing a mortgage, your circumstances can change and of course many outside factors can come into play, too. Brexit, interest rates, job…
Read MoreLooking for a Mortgage? A 5-Year Fixed Mortgage Might be Your Best Move
Deciding which one of the many mortgage packages and deals are best for you can be a really difficult and confusing time. It’s not always the cheapest deal that’s the best for you in the long term. The right mortgage for you will depend on thing like which property you’re buying, who you are, how…
Read MoreIs Income Protection Really That Necessary?
It can be tough to make any decision about anything in our modern world. We’re told we need everything there is to buy. Deciding what you need and balancing what you can afford is really tricky. There are some obvious financial things that you must have in today’s world. These will probably include car insurance…
Read MoreLooking To Buy A New Build property? Three Ways The Government Can Get You On Your Way…
A lot of people will tell you that these days, it’s hard to get on the property ladder. Although the markets have changed, and the way young people or first-time buyers approach this market has too, we see it as a fresh challenge, and not one that’s necessarily a lot more difficult. It’s certainly true…
Read MoreCan You Get A Mortgage If You Have A Bad Credit History?
A mortgage is likely to be the biggest borrowing you’ll ever take out in your life. A home is a large purchase, but it’s still seen as one of the more sensible places to invest your money. Mortgage lenders are often more likely to lend you the money for a house than another lender would…
Read MoreCan You Get a Mortgage if You're Self-employed?
There are lots of anecdotes and misconceptions about who can and can’t get a mortgage. One of those areas is undoubtedly the self-employed. Running your own business is exciting, scary, and carries many risks, but one of those doesn’t have to be your success in getting a mortgage. A mortgage offer will always depend on…
Read MoreFirst Time Buyer Guide – Getting on the Property Ladder in Bristol
As the old saying goes, “There’s nothing as safe as houses.” We think that’s still true. Property remains one of the best things you can invest in, and one of the best assets you can own. Property has long been the go-to area for investors and owning a property or a portfolio of properties is…
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