HSBC revealed at the start of September that it will be temporarily suspending deals for new borrowers who have 10% deposits. This is due to a “significant consequence on service levels” following a large increase in enquiries from new borrowers. Admittedly, by the time you read this, they may well have reinstated their 90% mortgages…

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If you’re a first-time buyer (FTB) in the current housing market, you might be wondering how on earth you can secure a mortgage. The good news is that you can. You just need to think outside of the box. The problem you might be encountering Mortgage lenders are understandably a little nervous at the moment.…

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For most people, buying a home is the single largest expense during their lifetime. It should therefore come as no surprise that it’s littered with opportunities to make mistakes – particularly if you’re new to it. If you’ve made any of the common first-time buyer mistakes we’re about to reveal, you shouldn’t feel bad. You’re…

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Mortgages have, understandably, been on many people’s minds of late. The changing rules, regulations and additional support can all be a bit overwhelming. That’s why we’re here. As you’d expect, we keep our ears very close to the ground when it comes to mortgage news, and it has been coming thick and fast recently! Lenders…

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Why Do I Need Mortgage Protection?

We learned recently that just 17% of the adult population in the UK has income protection insurance. Despite this, nearly double that amount are more concerned about taking out pet insurance. Prioritising your pooch or cat’s needs over your own is admirable, but what about when the worst happens? Given how relatively inexpensive both pet…

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These are interesting (and trying) times. With the daily changes to our everyday life and the ever-increasing pressure on our livelihoods, many are looking at their biggest debt – their mortgage – and trying to work out the best thing to do. One of the positive actions we’re seeing from the UK Government is that…

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