Mortgage
The Essential 2020 Buy-to-Let Guide for Landlords
Has the start of a new year tempted you to finally get into the Buy-To-Let (BTL) game? Perhaps you’ve been a landlord for some time but have heard of forthcoming changes to the BTL market and that’s left you with unanswered questions. Whatever your situation, consider this your ultimate, need-to-know guide for Buy-To-Let properties in…
Read MoreCommon Myths About Buying Your First Home – Debunked!
Buying your first home can be exciting, but also nerve-wracking and confusing. It doesn’t help when there are so many myths and misconceptions flying around about what’s involved for first-time buyers. If you’ve taken advice about what you should take into account before buying your first home, there may be one or two myths you’ve…
Read MoreGough Mortgage + Protection – Is a 25-Year Mortgage the Best Option (Or Do You Need Longer?)
The world is a very different place from 40 years ago. We live longer, many are having children later, and retiring further down the line than ever before. But how is that affecting home ownership, and what about mortgages? With the National Office of Statistics predicting that one in three babies born today will celebrate…
Read MoreWhat Is A Whole Of Market Mortgage Broker?
If you’re looking to take out a mortgage, you might be asking yourself whether it’s best to talk to a broker or go straight to the lender direct. Thanks to the rise of online comparison sites, nowadays mortgage brokers do much more than just compile a list of available options. But do the pros outweigh…
Read MoreMortgages for holiday lets – what’s the best option?
A second home in the UK or abroad is a dream for many. Not only is a holiday-let a great chance to create an extra stream of income, it’s an opportunity to escape and live out the life you and yours deserve. The World Wide Web is choc-full of information, and while it’s great to…
Read MoreWhat’s the Difference Between Joint Tenants and Tenants in Common?
Any mortgage or house purchase involves a big decision and it’s one you need to get right. You might find the huge variety of options confusing or even frustrating, but it’s simply because there are so many variants and situations. When you’re looking for a mortgage for a new property, the advice we always give…
Read MoreChanges with Help To Buy: Can Shared Ownership Mortgages help you get onto the property ladder?
It’s no surprise that first-time buyers are struggling to get on the first rung of the housing ladder. Even with help from lenders and the government, the rising cost of living, and the increasing pressure from other factors like Brexit uncertainty are deepening the problems for home buyers. We deal with the whole of market…
Read MoreNew Mortgage? How Much Can I Borrow?
A mortgage is a big decision and probably the largest amount of money you’ll borrow in your lifetime. It’s seen as a good investment, and even in these stormy times with Brexit and a weakened pound, investing in property is still seen as a sensible thing to do. Aside from owning your own home, investing…
Read MoreYou Could Save Almost £6,000 on Your Mortgage (But 54% of Homeowners Won’t)
As with any mortgage, getting the right product for your circumstances and your borrowing can make a big difference. Unlike decades ago, where a mortgage was for life (or you got a mortgage and never changed it) we’re now seeing mortgages moved and changed as the lives and circumstances of the borrower change. Getting the…
Read MoreWhen is the Best Time to Re-mortgage? Here Are Some Points to Consider First…
Using the right information for you and your circumstances is key to paying the right amount and getting the right mortgage for you. Even with the most diligent of mortgage research when you’re choosing a mortgage, your circumstances can change and of course many outside factors can come into play, too. Brexit, interest rates, job…
Read More