HSBC revealed at the start of September that it will be temporarily suspending deals for new borrowers who have 10% deposits. This is due to a “significant consequence on service levels” following a large increase in enquiries from new borrowers. Admittedly, by the time you read this, they may well have reinstated their 90% mortgages…

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If you’re a first-time buyer (FTB) in the current housing market, you might be wondering how on earth you can secure a mortgage. The good news is that you can. You just need to think outside of the box. The problem you might be encountering Mortgage lenders are understandably a little nervous at the moment.…

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Buying your first home can be exciting, but also nerve-wracking and confusing. It doesn’t help when there are so many myths and misconceptions flying around about what’s involved for first-time buyers. If you’ve taken advice about what you should take into account before buying your first home, there may be one or two myths you’ve…

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