First – Time Buyers

first time buyers

We understand that buying your first home is a big step. We can help remove some of the stress and worry, and help you to make the right decisions about what is best for you. Trust in us to do what’s right for you, not for anyone else. We can help to make buying your first home an exciting, rewarding experience by answering any questions, and supporting you through your journey.

There are so many questions you may have as a first-time buyer. For example:

  • How much can I borrow?
  • How much will my mortgage cost?
  • How much deposit will I need?
  • How much stamp duty will I pay?
  • Do I need life insurance?
  • How much does it cost to buy a house?
  • What are the different types of mortgage?

But how can you trust you are getting the right answers? Talk to us and you will have the peace of mind that we are offering you non-biased, fair advice and guidance. We can help with any questions, whether you know a little or a lot about the Mortgage market.

With access to the whole Mortgage market, we can assess all the options to find the right lender and deal for you. Even if you have just started a new job, are self-employed or have a poor credit history, if there is a lender who can help, we will be able to find them for you.

With rising property prices in many areas of the country, we know that many first time buyers only manage to save a small deposit to put down, which feels like it can restrict your Mortgage options. Using lenders who require a deposit as low as 5% of purchase price and schemes such as the Government Help To Buy and Shared Ownership, we may be able to help you to get a home you thought was out of your reach.

Your Mortgage is likely to be your biggest monthly outgoing, so it’s so important to get it right the first time. With our help, you can have the confidence you have found the right option and best deal. There are many different types of mortgages available for first-time buyers including:

  • Fixed rate mortgages
  • Discounted mortgages
  • Tracker mortgages

With access to the whole Mortgage market, we can find right option for you.

At Gough Mortgage + Protection we:

  • Find the most suitable Mortgage for you.
  • Explain how much you can borrow and show you the monthly repayments.
  • Explain all of the additional costs of buying a property you may not have thought about. These can include things such as legal costs, surveys, and stamp duty.
  • Help to reduce some of the stress by keeping you fully informed throughout the process.
  • Submit the application on your behalf and deal directly with the lender.
  • We believe in our expert knowledge and the quality of our service, so we guarantee that if we’re unable to secure you a Mortgage Offer, you won’t pay us a penny.


Contact us today to see how we can help you to buy your first home.

First time buyers


Unit 19
Douglas Road Industrial Park
Douglas Road
BS15 8PD

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